Central 8th Pay Commission

Should You Commute 40% of Your Pension? A Mathematical Analysis of Loss vs Wealth Creation

Pension, NPS & Retirement Benefits

Feb 14, 2026

Should You Commute 40% of Your Pension? A Mathematical Analysis of Loss vs Wealth Creation

The definitive guide to Pension Commutation (2026). Analyze the 15-year repayment loss vs investment gain. Understand the 'Mortality Shield' (Rule 10A), tax benefits, and why...

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Is Your MACP Denied? How One “Good” APAR Can Cost You ₹54,000/Year

Service Rules, DoPT & Office Orders

Feb 14, 2026

Is Your MACP Denied? How One “Good” APAR Can Cost You ₹54,000/Year

MACP Advisory 2026. "Very Good" APAR grading is mandatory for financial upgradation. Check the 5-Year Eligibility Calculator and learn how to represent against a "Good"...

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Don’t Choose Option 1 Blindly: How to Fix Pay on Promotion Without Losing Money

8th Pay Commission & Salary Updates

Feb 13, 2026

Don’t Choose Option 1 Blindly: How to Fix Pay on Promotion Without Losing Money

Financial Guide for MACP Pay Fixation (FR 22). Use the Option 1 vs Option 2 Calculator to decide. Learn the "6-Month Rule" to save your...

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Stop Salary Cut in March: The ₹3.75 Lakh Rule & Why Fake HRA Will Trigger a Notice

Dearness Allowance (DA) & Other Allowances

Feb 13, 2026

Stop Salary Cut in March: The ₹3.75 Lakh Rule & Why Fake HRA Will Trigger a Notice

Payroll Advisory (Feb 2026). Use the "10-Second Decision Box" to choose between Old & New Tax Regime. Learn about the ₹3.75 Lakh Break-Even Rule and...

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Will You Get ₹9,520 Extra Monthly? 8th Pay Commission Interim Relief Explained

8th Pay Commission & Salary Updates

Feb 13, 2026

Will You Get ₹9,520 Extra Monthly? 8th Pay Commission Interim Relief Explained

Calculate your expected Interim Relief (IR) for 2026. See the 20% calculation table for Basic Pay levels ₹25,500 to ₹56,100 and understand the "Proposal vs...

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Why 8th CPC Needs Your Data: How Survey Volume Affects the 3.68 Fitment Factor

8th Pay Commission & Salary Updates

Feb 13, 2026

Why 8th CPC Needs Your Data: How Survey Volume Affects the 3.68 Fitment Factor

Administrative analysis on the importance of the 8th Pay Commission Survey. Understand how employee participation data influences the Fitment Factor calculation and Pension revision outcome...

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How to Justify 3.68 Fitment & OPS? The Complete 8th CPC Survey Reference Manual

8th Pay Commission & Salary Updates

Feb 13, 2026

How to Justify 3.68 Fitment & OPS? The Complete 8th CPC Survey Reference Manual

Comprehensive Reference Manual for 8th Pay Commission Survey. Includes Dr. Aykroyd Formula calculations for ₹26,000 Minimum Pay, technical arguments for OPS restoration, and draft responses...

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UPS vs OPS in 8th Pay Commission: Why “Average Pay” Rule Cuts Your Pension?

8th Pay Commission & Salary Updates

Feb 13, 2026

UPS vs OPS in 8th Pay Commission: Why “Average Pay” Rule Cuts Your Pension?

Official Guide to demanding OPS in 8th Pay Commission Feedback (Feb 2026). Compare UPS vs OPS rules, check the "Last Pay Drawn" clause, and see...

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8th Pay Commission Questionnaire (PDF), DA Calculation Sheet Jan 2026 & Strike Data

8th Pay Commission & Salary Updates

Feb 12, 2026

8th Pay Commission Questionnaire (PDF), DA Calculation Sheet Jan 2026 & Strike Data

Official Data Supplement (Feb 12, 2026). Read the full 18-Question 8th CPC Survey, check the Jan 2026 DA Calculation Sheet (60%), and view the State-wise...

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New Labour Codes 2026: Women Night Shift Rules, Overtime & Social Security (PIB Update)

CGHS, Health & Digital Schemes

Feb 12, 2026

New Labour Codes 2026: Women Night Shift Rules, Overtime & Social Security (PIB Update)

PIB Fact Check on Labour Codes 2026. Women allowed in night shifts with mandatory consent and transport. Check new Overtime rules, Universal Social Protection Plan...

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