Department of Expenditure (Pay Research Unit)
Pay Matrix Level 10 (2026)
The “Class-I” Salary Benchmark
7th Pay Commission Level 10 Salary 2026: The ₹1 Lakh+ Club (Official Chart)
- Pay Scale: ₹56,100 – ₹1,77,500
- DA Rate: 60% (Projected Jan 2026)
- Post Type: Assistant Professor, Medical Officer, Assistant Commandant
- Key Update: In-Hand Salary Crosses ₹1 Lakh
What Changed: The “Six-Figure” Milestone
Level 10 is the entry point for Group ‘A’ Services and Senior Group ‘B’ Gazetted posts. With the Dearness Allowance (DA) expected to hit 60% in January 2026, the gross salary for Level 10 officers in Metro cities has decisively crossed the ₹1.15 Lakh mark. Even after tax and NPS deductions, the “In-Hand” salary is now firmly in the six-figure bracket (₹1,00,000+) for many officers.
✅ Calculation Parameters (Jan 2026)
Basic Pay: ₹56,100 (Cell 1)
DA: 60% (Projected)
HRA Rates: 30% (X City), 20% (Y City), 10% (Z City)
The New Protocol: Premium Allowances
Level 10 officers are eligible for the highest slab of Transport Allowance (₹7200 + DA) in major cities, which significantly boosts the take-home pay.
✔ Earnings (Allowances)
- Dearness Allowance (DA): 60% of Basic Pay (₹33,660).
- House Rent Allowance (HRA): ₹16,830 (X City) / ₹11,220 (Y City).
- Transport Allowance (TPTA): ₹7,200 + DA (Total ₹11,520) in 19 Cities.
✖ Deductions (Cuts)
- NPS: 10% of (Basic + DA). Approx ₹8,976.
- Income Tax (TDS): Approx ₹8,000 – ₹12,000 (New Regime).
- CGEGIS: ₹120 (Group A).
Calculated Salary Slip (Class X City – Delhi/Mumbai)
The following table shows the exact calculation for a new Level 10 Officer (e.g., Assistant Professor/Medical Officer) in January 2026.
| Component | Formula | Amount (₹) |
|---|---|---|
| Basic Pay | Level 10, Cell 1 | 56,100 |
| DA (60%) | 56,100 x 60% | 33,660 |
| HRA (30%) | 56,100 x 30% | 16,830 |
| TPTA | 7200 + (60% of 7200) | 11,520 |
| GROSS SALARY | Total A | 1,18,110 |
| NPS Deduction | 10% of (56100+33660) | 8,976 |
| TDS (Income Tax) | Estimated | ~9,000 |
| NET IN-HAND | Gross – Deductions | ~₹1,00,014 |
*Note: For Y-Class cities, the Gross Salary will be approx ₹1,08,900. In-Hand may dip slightly below ₹1L depending on tax savings.
How to Respond (NPA for Doctors)
If you are a Medical Officer (MBBS), you are also entitled to Non-Practicing Allowance (NPA). Check if it’s included.
“To,
The Pay & Accounts Officer,
[Ministry of Health / Railways].Subject: Inclusion of NPA in DA Calculation.
Sir,
I am drawing pay in Level 10 (Medical Officer).
Kindly ensure that the Non-Practicing Allowance (NPA) @ 20% of Basic Pay is included in the Basic Pay for the purpose of calculating Dearness Allowance (DA) and HRA, as per 7th CPC recommendations.
Current payslip shows DA calculated only on Basic Pay.Yours faithfully,
Dr. [Your Name]
Medical Officer”
Frequently Asked Questions
Which posts come under Pay Level 10?
Key posts include Assistant Professor (Central Universities), Medical Officer (Central Health Service), Assistant Commandant (CAPF), Senior Time Scale Officers (Railways/Civil), and Accounts Officer (Audit).
Is NPA treated as Pay?
Yes. For Medical Officers, the Non-Practicing Allowance (NPA) is treated as “Pay” for the calculation of Dearness Allowance, HRA, and retirement benefits. It is currently 20% of Basic Pay.