Level 2 Salary Calculator 2026: LDC & JSA In-Hand Pay with 62% DA

Level 2 Salary Calculator 2026: LDC & JSA In-Hand Pay with 62% DA

As of Sunday, February 1, 2026, the starting gross monthly salary for Central Government employees in Pay Level 2 (LDC / Junior Secretariat Assistant) is approximately ₹40,400 per month. This figure accounts for the projected Dearness Allowance (DA) of 62% effective from January 2026.

✅ Salary Status (Feb 2026): For a fresh recruit joining at Basic Pay ₹19,900, the net in-hand salary will range between ₹35,000 to ₹37,500, depending on the city category (X, Y, or Z).

7th Pay Commission Level 2 Pay Matrix (2026)

Pay Level 2 corresponds to the pre-revised Grade Pay of ₹1900. It is the entry-level scale for clerical posts like Lower Division Clerk (LDC), Junior Secretariat Assistant (JSA), and Constable (General Duty).

Basic Pay Step Amount (₹) Increment Year (Approx)
Index 1 (Entry) ₹19,900 Year 1
Index 2 ₹20,500 Year 2
Index 3 ₹21,100 Year 3
Index 4 ₹21,700 Year 4
Index 8 (Mid-Career) ₹24,500 Year 8

Annual Increment: The annual increment for Level 2 is approximately ₹600. The Basic Pay moves from ₹19,900 to ₹20,500 in the second year.

Level 2 In-Hand Salary Calculation (X-Class City)

Below is the salary breakdown for an LDC posted in a Metro City (Delhi, Mumbai, etc.) where HRA is 30% and Transport Allowance is at the higher rate.

Component Rate / Formula Amount (₹)
Basic Pay Level 2, Cell 1 19,900
DA (Jan 2026) 62% of Basic 12,338
HRA (X-Class) 30% of Basic 5,970
Transport Allowance ₹1350 + DA (62%) 2,187
Gross Salary ₹40,395
NPS Deduction 10% (Basic+DA) 3,224
CGEGIS / Tax Group C Rate 30
Net In-Hand Approx ~₹37,141

Transport Allowance Rule: For Level 1 and Level 2, the TPTA base rate is ₹1350 for higher cities (19 notified cities) and ₹900 for other places. It is significantly lower than Level 3 (Tax Assistant) which gets ₹3600.

Level 2 Salary in Y & Z Class Cities

For employees posted in non-metro cities, the HRA and Transport Allowance differ.

  • Y-Class City (e.g., Patna, Bhopal): HRA is 20% (₹3,980). TPTA base is usually ₹900. Gross Salary ≈ ₹37,700.
  • Z-Class City (Rural/Small Towns): HRA is 10% (₹1,990). TPTA base is ₹900. Gross Salary ≈ ₹35,700.
Which posts fall under Pay Level 2?

Common posts include Lower Division Clerk (LDC), Junior Secretariat Assistant (JSA), Postal Assistant (Initial), and Constable (GD) in CAPFs.

What is the Grade Pay for Level 2?

Level 2 corresponds to the 6th CPC Grade Pay of ₹1900 (Pay Band 1: 5200-20200).

हिंदी सारांश

7वें वेतन आयोग के लेवल 2 (LDC/JSA) की शुरुआती बेसिक सैलरी 19,900 रुपये है। जनवरी 2026 से 62% DA लागू होने पर, X-Class शहरों में कुल सैलरी लगभग 40,400 रुपये बनती है। NPS और अन्य कटौतियों के बाद हाथ में लगभग 37,100 रुपये मिलेंगे। छोटे शहरों (Z-Class) में यह राशि लगभग 33,000 रुपये होगी।

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🚨 Pay Level 2 (LDC/JSA) सैलरी 2026

👉 बेसिक: ₹19,900
👉 DA (62%): ₹12,338
👉 Net Salary: ₹37,000+ (Metro)

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Disclaimer: This salary chart assumes a DA rate of 62% (Jan 2026 projection). Actual salary may vary based on HRA city classification and specific departmental recoveries.

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