New Delhi: The Department of Expenditure (Ministry of Finance) has updated the CGEGIS Table of Benefits for the first quarter of 2026 (January to March). For employees retiring this year, this table is the only way to calculate the exact “Savings Fund” amount you will receive. We have verified the latest circular to ensure you get the right data for your 2026 retirement planning.
💰 SAVINGS UPDATE: The interest rate remains stable at 7.1%, ensuring your long-term savings are protected. If you are in Group A, your lump-sum payout could exceed ₹4.5 Lakhs depending on your year of entry!
1. Why this Table is Important for 2026 Retirees
CGEGIS is a “Twin-Benefit” scheme. While the insurance part protects your family, the Savings Fund acts as a retirement corpus. If you miss claiming this based on the current Notional Increment Rules or updated pay levels, you lose out on compounded interest.
2. Current CGEGIS Slab (Jan 2026)
| Group | Monthly Deduction | Insurance Cover |
|---|---|---|
| Group A | ₹120 | ₹1,20,000 |
| Group B | ₹60 | ₹60,000 |
| Group C | ₹30 | ₹30,000 |
Related: Don’t forget that your Gratuity Limit has already been hiked to ₹25 Lakh, which will be paid alongside your CGEGIS savings fund.
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