Financial Advisory (Feb 13, 2026):
Subject: Interim Relief (IR) Calculation & Proposal Status.
Reference: JCM Demand (20% of Basic Pay).
Impact: If approved, a Level 7 employee may receive approx ₹8,980 extra monthly starting Jan 2026.
New Delhi: With the 8th Pay Commission’s tenure expected to last 18-24 months, the demand for Interim Relief (IR) has gained administrative momentum. The objective is to provide immediate liquidity to employees facing high inflation before the final report is gazetted in 2028. This advisory breaks down the 20% Calculation Formula and clarifies the distinction between a “Proposal” and a “Government Order”.
Why this matters: While waiting for the final 8th CPC Salary Calculator results, Interim Relief acts as a financial bridge, offering substantial monthly cash flow that is later adjusted against your Expected Arrears 2028.
Status Disclaimer: PROPOSAL STAGE
Please note that Interim Relief is currently a Demand/Proposal by the Staff Side (JCM). No Official Office Memorandum (OM) has been issued by the Ministry of Finance as of today. This calculation is based on the 20% demand.
1. Interim Relief Calculator (20% Formula)
The calculation for Interim Relief is straightforward but distinct from Dearness Allowance. It is a flat percentage of your Basic Pay.
The Formula:
IR = Basic Pay × 20%
(No HRA or Transport Allowance is paid on this amount)
| Basic Pay (Current) | Projected IR (Monthly) | Annual Benefit |
|---|---|---|
| ₹18,000 (Level 1) | ₹3,600 | ₹43,200 |
| ₹25,500 (Level 4) | ₹5,100 | ₹61,200 |
| ₹35,400 (Level 6) | ₹7,080 | ₹84,960 |
| ₹47,600 (Level 8) | ₹9,520 | ₹1,14,240 |
| ₹56,100 (Level 10) | ₹11,220 | ₹1,34,640 |
2. Strategic Financial Implications
Employees must analyze this proposal in the context of the broader Fitment Factor Analysis. While IR provides immediate relief, it is mathematically an “interest-free advance” from your future arrears.
Liquidity Benefit
Helps offset the current cost of living since the DA Rate January 2026 has only marginally crossed 60%.
Tax Liability
IR is fully taxable in the year of receipt. Receiving it now distributes the tax burden, whereas receiving huge Lump Sum arrears in 2028 could push you into a higher tax slab.
3. Administrative Precedence
The granting of Interim Relief is not guaranteed. It depends on the administrative delay.
- 5th CPC: Granted IR because the report was delayed by 3 years.
- 7th CPC: Denied IR because the report was submitted within 18 months.
- 8th CPC Scenario: With the report expected in 2028, the case for IR is statistically strong.
Will Interim Relief be deducted from my salary?
No. Interim Relief is not deducted from your monthly salary. Instead, the total amount of IR paid to you over 2 years will be subtracted from the final “Arrears Calculation” when the 8th Pay Commission is implemented retrospectively.
Is Interim Relief applicable to Pensioners?
Yes. If sanctioned, Pensioners are eligible for “Interim Relief on Pension” calculated on their Basic Pension (excluding DR). The rate (e.g., 20%) remains the same as serving employees.
हिंदी सारांश: अंतरिम राहत (IR) कैलकुलेटर
गणना: यदि सरकार 20% अंतरिम राहत मंजूर करती है, तो ₹25,500 बेसिक वाले कर्मचारी को ₹5,100 महीना एक्स्ट्रा मिलेगा।
सावधानी: यह अभी केवल प्रस्ताव (Proposal) है, आदेश नहीं।
फायदा: यह पैसा अभी मिलेगा, लेकिन 2028 में मिलने वाले एरियर से काट लिया जाएगा। इससे आपको एक साथ ज्यादा टैक्स देने से बचत हो सकती है।
