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The Fitment Factor Battle: Will Your 2026 Salary Hike Be Based on 2.57 or 3.68? As we inch closer to January 2026, the discussion around the 8th Pay Commission has moved beyond “when” to “how much.” The single most important number that will determine your future earnings is the Fitment Factor. For employees across Indian Railways, Defense, Home Affairs, and Civil Ministries, understanding this multiplier is key to planning your financial future. Today, we break down the math, the demands, and the reality of what this factor means for your bank account. What is the Fitment Factor? In simple terms, the Fitment Factor is a multiplier used by the Pay Commission to revise your salary from the old structure to the new one. It accounts for inflation, cost of living adjustments, and economic growth over the past 10 years. The Formula is simple: New Basic Pay = Current Basic Pay × Fitment Factor The Three Scenarios: 1.92 vs. 2.57 vs. 3.68 Our Official Salary Calculator allows you to test these three scenarios. Here is why they matter: 1. The Minimum Calculation (1.92) Some financial analysts suggest that based on the Aykroyd formula (which considers basic necessities like food, clothing, and...