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By Central 8th Pay Commission Admin Fixed Income Stability: Ministry of Finance Keeps Small Savings Rates Unchanged for Q4 FY 2025-26 Published: Dec 31, 2025 | 22:15 IST NEW DELHI: In a move that provides continued predictability for millions of household savers, the Government of India has decided to keep interest rates on various Small Savings Schemes unchanged for the fourth quarter of the current fiscal year (January 1, 2026, to March 31, 2026). This decision, notified via an official statement from the Ministry of Finance on December 31, 2025, marks the seventh consecutive quarter of status quo for these popular investment instruments. The rates for the upcoming quarter will remain exactly as they were for the previous quarter (October–December 2025), ensuring that investors in popular schemes like PPF, Sukanya Samriddhi, and NSC continue to earn steady, guaranteed returns. Running Interest Rates: Jan 1, 2026, to Mar 31, 2026 The Senior Citizen Savings Scheme (SCSS) and Sukanya Samriddhi Yojana (SSY) continue to lead the pack, offering the highest returns in the small savings basket at 8.2%. Meanwhile, the popular Public Provident Fund (PPF) has been retained at 7.1%, remaining a top choice for long-term tax-efficient savings. Small Savings Scheme Interest...